Malvern and Paoli Pennsylvania real estate listings, home buying, selling and relocation information

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Financing Your Home >Early Loan Approval

Many lenders help prospective buyers get pre-approved for a mortgage loan before the buyers begin a serious house-hunting effort. If you are in this position, give the loan officer all of the information about your assets, income, and debts so they can tell you how much you will be able to borrow under the available loan options. The loan officer will do a credit check and work with the lender to straighten out any problems with your credit rating.

Pre-approval from a lender can make you more attractive to the seller when you find the home you want. Multiple offers sometimes come in on a house, and you may find yourself competing with other buyers. In that case, it is helpful if you have included a letter from the lender with your offer stating that you have an approved loan and are, indeed, qualified to buy. This will also save you time by eliminating from consideration any homes that you would not be able to afford.

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Q	What is considered one of the key elements of the American dream?
A	Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year.
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William McGarrigle, REALTOR®, real estate agent and broker for Malvern and Paoli Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

William McGarrigle
RE/MAX Main Line Realtors
49 E. Lancaster Ave.
Paoli, PA. 19301
610-640-9300
610-640-9329
Fax: 610-640-9322
Email: bill@billsells.com
Experience is the Difference! I have been transacting Real Estate in the Malvern, West Chester, Exton, Devon, Berwyn, and Paoli area since 1985. Currently I live in Malvern Borough with my wife and three children after growing up in Willistown Township. Last year alone, sales in my market area of Malvern, West Chester, Exton, Devon, Berwyn, and Paoli, topped forty houses. Of course, I would be happy to provide you with a complete list of the houses that I have sold. I sincerely believe you will find my life experience in our area to be a valuable asset when marketing your home.

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