Malvern, Paoli and West Chester real estate and homes for sale in Pennsylvania - William McGarrigle, REALTOR® William McGarrigle REALTOR(r) for Malvern, Paoli and West Chester, Pennsylvania real estate - NUMBER1EXPERT™ William McGarrigle NUMBER1EXPERT(tm) for Malvern, Paoli and West Chester, Pennsylvania real estate
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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 610-640-9329.


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From My Sponsors: Malvern, Paoli and West Chester Pennsylvania home buying, real estate listings, and homes for sale in Chester                        County, PA
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Keystone Motors Is THE Place To Buy Your Next Volvo!

Whether you are buying or selling a home all real estate transactions involve help from community businesses. If you are relocating, it helps to have local recommendations too. Feel free to contact anyone featured here with confidence. 

Builder
Renehan Building Group, Inc.
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Builder
Edward Thomas Builder, Inc.
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Builder
J. Palmer, Inc.
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Car Dealer
Keystone Motors Volvo
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Electrician
James Kemler, Inc.
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Insurance
State Farm Insurance
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Landscaper
Beechwood Landscaping
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Landscaper
Main Line Turf Company
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Mortgage Companies
Wells Fargo Home Mortgage
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Painting
Kurt Jablonski Painting
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Plumber
Hughes Plumbing & Heating
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Plumber
Horn Plumbing
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Radon System
Air Quality Control
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Roofing
Paoli Roofing Company
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Termite & Pest Control
Great Valley Pest Control
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Title Insurance
Picasso Abstract
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Title Insurance
T.A. of the Main Line
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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Real Estate Trivia
Q 
What is the most common name for a city in the United States?

A 
Fairview is the most common city name, according to the 1996 Top Ten of Everything Book.
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Electrician
James Kemler, Inc.
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William McGarrigle, REALTORŪ, real estate agent and broker for Malvern, Paoli and West Chester Pennsylvania home listings, property and land for sale - NUMBER1EXPERT(tm)

William McGarrigle
RE/MAX Main Line

49 E. Lancaster Ave.
Paoli, PA. 19301
610-640-9300
610-640-9329
Fax: 610-640-9322
Email: bill@billsells.com

Experience is the Difference! I have been transacting Real Estate in the Malvern, West Chester, Exton, Devon, Berwyn, and Paoli area since 1985. Currently I live in Malvern Borough with my wife and three children after growing up in Willistown Township. Last year alone, sales in my market area of Malvern, West Chester, Exton, Devon, Berwyn, and Paoli, topped forty houses. Of course, I would be happy to provide you with a complete list of the houses that I have sold. I sincerely believe you will find my life experience in our area to be a valuable asset when marketing your home.


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